House Auction Fail

The house auction was a smashing failure, with the final bid coming in at $50k below what we paid for the place, and a bit below what we owe on it. The next step is trying to convince the bank that they should take the short sale, because our savings have all been dumped into trying to sell the thing. The backup plan for that is to just leave and ruin our credit, which I was thinking would be horribly awful, but then I realized that since we did everything right; taking out a reasonable loan we could afford, living within our means, trying to save something (this works better if you don't get laid off 8 months after paying off your very reasonable wedding expenses) that it's entirely the banks' fault we're in this situation anyway. On Skype last night, R mentioned we need to write a letter explaining things to the bank. I like this one:

dear bank,
because you and your cohorts bought a bunch of politicians before we were born in order to deregulate your market so you could make pretend money and thereby destroyed the economy, we can no longer pay you for this house. maybe if you had been less greedy the extensive layoffs destroying both our income and the housing market would not have been necessary. This is the best you'll get, so take it.
with absolutely no love, me

Today is not a good day, and I'm very frustrated. So I thought I'd make a list of some things I'm grateful for, in an attempt to change my perspective a little bit.

1. I live in Holland, where the financial sector is heavily regulated.
2. My friends are pretty awesome.
3. I have enough money for food, heat, and shelter.
4. I have extra money in fact, for travel, comfort, and fun.
5. My family is pretty awesome too.
6. I have access to good healthcare.
7. I got a job I like, related to my field, even though the economy is very very broken.
8. Things won't suck this much forever, and I can always earn more money.